Carter’s Credit Card Login, Payment, Customer Service [2023 Guide]

This article will walk you through the specifics of Carter’s Credit Card login, payments, and customer service if you need any further assistance. Also, learn about the benefits and special offers that come with owning Carter’s credit card.

Carter’s credit card is issued by Comenity Capital Bank and is a rewards card. You can usually get discounts on specific brands of items or purchases using store reward cards.

Cards and merchandise credits issued by Carter’s can be redeemed at Carter’s stores located in the U.S. They can also be redeemed online for merchandise. 

Carter’s Credit Card Login Online

Click here to log in or access your Carter’s credit card account and make payments. Your credit card account will be accessed through Comenity Capital Bank every time you access it. 

You will need to sign in first. To save your credentials after going through this step, you must enter your credentials -username and password- and click on the “Remember Me” button.

Carter’s Credit Card Features

carters credit card login
Carter’s Credit Card

1. Rates

There is no introductory APR on this card, so eligible purchases may be charged the standard or lowest rate immediately or after the grace period. The card has no annual fee.

2. Rewards

Carter is an exclusive rewards card created by retailers. You are likely to receive gift vouchers, rewards, or even rebates for your purchases, depending on the offer specifications.

You can access your account online from anywhere at any time. You can pay your bill, check statements, change personal information, and more when you register online.

3. Approval Rate 

No results are listed at this time. When you provide your application results before others apply for this card, you will be helping others before anyone else. According to our internal system, this card has not yet been approved. 

4. Approval Time

Has not been specified. Final decisions are usually reached within a few weeks, but sometimes even sooner.

What Carter’s Credit Card Offers?

carters credit card login
Carter’s Credit Card Offers

1. Purchase points

They are awarded for every purchase made with the card. The value of 150 points is $10, and two points are earned for every dollar spent.

The Points can be redeemed for store credit. The rewards points can also be redeemed for gift certificates, statement credits, and rebates.

2. Promotional offers

A variety of benefits are available to Carter’s credit cardholders and Rewarding Moments members. Cardholders receive special rewards throughout the year.

For example, you might receive double or triple reward points. Flash sales may also be mailed to you. We will mail you a special birthday offer on your child’s birthday.

3. Early sales access

Every year, Carter’s has massive sales. Carter’s store cards allow you to gain early access to the sales. Carter’s will send you details about their biggest sales. Based on this information, you can plan what to buy. 

4. New customer discounts

Discounts are available with the card when you make your first purchase. You will receive 25% off when making your first purchase.

The discount can also be applied to clearance and doorbuster merchandise. 

5. It is easy to apply

This card requires a relatively straightforward application process; online or in-store applications are available.

To apply in-store, speak to a sales representative. You’ll know right away if you’re eligible within a few minutes. All you need to do is fill out your information. All credit scores are accepted. In turn, this opens up more possibilities.

6. Period of grace

You get a nice grace period if you cannot pay your Carter’s credit card balance. There is a grace period of 25 days each month. This period is interest-free. Your next check can be used to pay off your card’s balance. A card like this can easily accumulate interest very quickly, so this is great news.

7. Shipping is free

You don’t have to pay shipping costs when you shop with your card. All purchases made with your card are eligible for free shipping. It is especially useful around the holidays or for purchasing a few items. They ship across the country quickly.

8. Sign-up bonus

When you sign up for Carter’s card, you’ll get a “Special Hello” offer.

After your first purchase, you’ll receive this reward. The gift will be sent to you after your first purchase. The gift could range from a tiny gift certificate to points that can be redeemed however you like.

9. No yearly charges

This card does not have an annual fee. You can take advantage of this perk if you only use it once or twice a year.

There is no need to worry about earning enough points to justify the fee. Store-branded cards, on the other hand, have no annual fee since they’re restricted.

How to Apply for Carter’s Credit Card? 

The application process is quick and easy. By filling out a form and submitting your information online at Carter’s website or in any Carter’s store. If you’re eligible, you will hear from the bank very soon.

Any applicant, no matter how poor, fair, or good their credit rating is, can apply.

Carter’s credit card does not have an annual fee, but late fees can reach $40. An annual percentage rate of 25.99% applies to sales. You won’t be charged interest if you pay on time.

Be sure to keep these details in mind:

  • Your state must allow you to pay on time.
  • Your identification must be valid
  • You must have a valid Social Security Number
  • A street, rural route, or APO/FPO address is required, as well as a mobile number or alternate phone number. PO Boxes cannot be used.

How Much is Carter’s Credit Card Minimum Payment?

If a Returned Payment Fee was not charged in the previous six billing cycles, the fee is $30. It is otherwise $41. Any fee that exceeds the maximum allowed by law will be charged.

How Can I check my Carter’s Credit Card Balance?

At checkout or online, you can check the balance of your Carter’s gift card. You can purchase Carter’s gift cards and redeem them for cash online or in-store

To check the balance of your gift card, enter the card number and PIN. A zero should be added before the three-digit PIN on your card.

Also Read: 11 Ways to Check Your Bank Account Balance

How to Make Carter’s Credit Card Payment? 

At Carter’s stores online and offline, JCB, UnionPay, Discover/Novus, Visa, MasterCard, and American Express credit cards are accepted. Online orders shipping within the United States can be processed through PayPal and Visa Checkout.

Carter’s Credit Card Payment Addresses 

Carter’s Credit Card

P.O. Box 659820

San Antonio, TX 78265

Carter’s Credit Card Customer Service

1. Carter’s Pay by Phone (Carter’s credit card phone number)

The phone number for Carter credit cards is 1-877-563-5767

2. Carter’s Mailing Address 

Inquiries should be sent to: [email protected]

3. Customer Service Hours 

Monday – Friday 7:00am to 10:00pm EST 

Saturday – Sunday 9:00am to 9:00pm EST

Also Read: How to Make Lowe’s Credit Card Payment

Bottom Line 

People who have kids or do a lot of shopping for them will benefit from Carter’s credit card. It has several benefits that make it a desirable offering. This is also because it is easier to qualify for. Because of this, it is a very popular option.

More: Gap Credit Card Payment, Login, and Customer Service