Bank Of America Routing Number [List by State 2022]

Determining the correct Bank of America routing number can be a challenge since they differ by state and transaction type. However, by knowing a few key pieces of information, you can easily find the right number.

This guide lists Bank Of America routing numbers by State. Plus, teaches you ways on how to find your Bank Of America routing number along with information on what a routing number does and why you need to know it.

So, whether you’re sending or receiving an ACH transfer, making a domestic wire transfer, or ordering new checks, you’ll never have to worry about picking the wrong routing number again.

Read on and make sure your transactions are always routed correctly.

Bank Of America Routing Number
Bank Of America

Bank of America Routing Numbers List by State

Branch LocationABA Routing NumberPostalAbbr.FIPSCode
Alabama51000017AL1
Alaska51000017AK2
Arizona122101706AZ4
Arkansas82000073AR5
California121000358CA6
Colorado123103716CO8
Connecticut11900254CT9
Delaware31202084DE10
Florida, East63100277FL12
Florida, West63100277FL12
Georgia61000052GA13
Hawaii51000017HI15
Idaho123103716ID16
Illinois, South81904808IL17
Illinois, North71000505IL17
Illinois, Chicago Metro81904808IL17
Indiana71214579IN18
Iowa73000176IA19
Kansas101100045KS20
Kentucky51000017KY21
Louisiana51000017LA22
Maine11200365ME23
Maryland52001633MD24
Massachusetts11000138MA25
Michigan72000805MI26
Minnesota71214579MN27
Mississippi51000017MS28
Missouri East/St. Louis81000032MO29
Missouri West/Kansas City81000032MO29
Montana51000017MT30
Nebraska51000017NE31
Nevada122400724NV32
New Hampshire11400495NH33
New Jersey21200339NJ34
New Mexico107000327NM35
New York21000322NY36
North Carolina53000196NC37
North Dakota51000017ND38
Ohio71214579OH39
Oklahoma103000017OK40
Oregon323070380OR41
Pennsylvania31202084PA42
Rhode Island11500010RI44
South Carolina53904483SC45
South Dakota51000017SD46
Tennessee64000020TN47
Texas, North111000025TX48
Texas, South(paper)113000023TX48
Texas, South111000025TX48
Utah123103716UT49
Vermont51000017VT50
Virginia51000017VA51
Washington125000024WA78
Washington, D.C.54001204WA53
West Virginia51000017WV54
Wisconsin51000017WI55
Wyoming51000017WY56
Bank of America Routing Numbers List by State

Wire Routing Number for Bank of America

For domestic wire transfers through Bank of America, you will need to utilize a different number known as the Bank of America wire routing transit number.

The routing transit number for domestic wire transfers within the United States for Bank Of America is 026009593.

And, if you wish to send a domestic wire transfer, you will need to submit the following information:

  • Name and address of the recipient (as per their account). 
  • Number and routing transit number of the recipient’s bank account.

Bank of America SWIFT Code for International Wire Transfers

The SWIFT Code is a unique identification code that may be required by some banks, broker-dealers, and investment managers for the completion of international wire transfers.

Bank of America also has a SWIFT code for international transfers. 

For international transfers, the routing number is changed into a Bank of America SWIFT code: BOFAUS3N

Bank NameBank of America, NA
Bank Address222 BroadwayNew York, New York 10038(Regardless of where your account is located)
BNF/Field 4200Beneficiary acct. #Your complete Bank of America account number including leading zeros
Beneficiary account name and addressThe name and address of your account as it appears on your statement

The SWIFT code and matching address for transfers received in foreign currency are BOFAUS6S:

Bank NameBank of America, NA
Bank Address555 California StSan Francisco, CA 94104(Regardless of where your account is located)
BNF/Field 4200Beneficiary acct. #Your complete Bank of America account number including leading zeros
Beneficiary account name and addressThe name and address of your account as it appears on your statement

When transferring or receiving an overseas wire transfer, additional information is frequently requested. These are some of the details that are frequently asked when you’re making an international wire transfer.

  • Full name of the recipient (as per their account information)
  • The name, address, and country of the recipient’s bank
  • The routing number of the recipient’s bank
  • The account number of the recipient
  • SWIFT, IBAN, or National Identification Number of their bank.
  • Reasons for the money transfer

Several countries would also need more information to be able to do international wire transfers.

Depending on the area, you may need an International Payments System Routing Code (IRC), an International Bank Account Number (IBAN), an Indian Financial Services Code (IFSC), or a CLABE Account Number. 

What Is a Routing Number?

A Routing Number also known as Routing Transit Numbers (RTN) or American Bankers Association (ABA) number, is a unique nine-digit code that allows your bank or credit union to be identified in a financial transaction.

It is used for everything from paper checks to automatic and online wire payments, domestically and globally.

Small banks typically have only one routing number, but significant international banks like the Bank of America have numerous, usually depending on where the account is held.

What are Routing Numbers Used for?

Routing numbers are necessary because the Automated Clearing House (ACH) network and the US Federal Reserve Banks utilize them to handle electronic transfers (also known as Fedwire transfers) like:

  • Direct deposit of your paycheck to your Bank Of America account,
  • Automatic payments (like your car loan or mortgage) from your Bank Of America account,
  • Check payments,
  • Bill Payments,
  • Wire transfers or ACH payments to someone in the US, etc.

How To Find Your Bank of America Routing Number?

Your Bank of America check is the optimal place to find your routing number.

A routing Number is the first nine numbers located in the bottom left corner of a long string of numbers on your check.

This string of numbers, known as the magnetic ink character recognition lines, comprises your routing number, account number, and check number, listed in that order. In the following few paragraphs, we’ll discuss finding the routing number on a check.

If you don’t have a check, your routing number can be found in the following methods:

  1. Your Bank Of America check
  2. Your Bank’s account statement
  3. Your Bank’s website or mobile application
  4. By calling the customer support number for your bank,
  5. Routing number lookup on Federal Reserve Bank

Keep in mind that routing numbers sometimes change. The number associated with your account may change if a financial institution closes branches, changes how it does operations, or changes the function of a routing number.

Before utilizing your routing number, double-check it with your bank to prevent providing a false one.

As discussed earlier, every bank has a routing number, while larger banks may have multiples. Your routing number may change depending on where you started your account, the sort of transaction you’re performing, and the bank’s different routing numbers.

1. Finding your Bank of America Routing Number By State

The location of the bank where your account was first opened is linked to your Bank of America routing number. Even if you bank at another Bank of America location, the bank where you created your account is what matters.

We have already listed the routing numbers associated with all the states above. Most of which may be used for automatic payments, direct deposits, ACH transfers, and check orders.

The states that employ different routing numbers for paper services like ordering checks are Illinois, Chicago Metro, Missouri West/Kansas City, and South Texas. 

2. Finding Your Routing Number On Your Check

Locating Your Routing Number on a Check is quite easy!

If you own a checkbook, your routing number can be found at the bottom-left corner of the check. While the account number is the set of numbers to the right of the routing number (composed of 7 to 16 digits).

The routing number and account number are used together to process checks and electronic payments.

The routing number may be found at the bottom left corner of a Bank of America check, as shown in the image below.

How to Find Routing Number On a Check
Image showing the routing number on a check

Locating Your Routing Number on a Check might not be an optimal option every time as many individuals don’t have checks with them when they want to transfer money.

3a. Find Your Routing Number In Your Online Account

Not everyone always has a checkbook with them. Finding your Bank of America routing number might be tedious and time-consuming if you are not carrying a check and must search online for the exact routing number for a wire transfer. 

Many people also wonder how to find Bank of America routing number online as it is not easy to find accurate information when there are many states and transfer methods involved. 

In such circumstances, signing into your account via the Bank of America website or mobile application can be helpful. This can save us time and help us complete transactions faster.

Here’s how to get your routing number from the Bank of America website and use it to make a transaction without the need to log into your account:

  • Visit BankofAmerica.com and locate the search bar in the upper right corner.
  • Enter the words “routing number” and press enter.
  • A window should open with the routing numbers inside a blue area.
  • If you’ve already given Bank of America your zip code, you’ll see a range of routing numbers based on which branch holds your account.
  • If you haven’t already, enter your zip code, and a list of routing numbers will appear.
  • If you are viewing the incorrect list or if you have a separate account in several states, you have the choice to change your state.

3b. How to Find Routing Number from the Bank of America App? 

Here are the steps you need to follow to find your routing numbers from the Bank of America Application.

Step 1: Open the Bank of America Mobile Banking application. Log in to the application using your Bank of America credentials.

Open the Bank of America Mobile Banking application

Step 2: Choose your checking or savings account from the Accounts Overview by tapping it.

Choose your BOFA checking or savings account from the Accounts Overview

Step 3: Account Info is located at the bottom of the page if you scroll down. Tap View to see your entire account number and select the routing number you want to use.

To order checks, set direct deposits, and make outgoing payments to other banking institutions, use the Paper & Electronic routing number. For all inbound wire transactions, use the Wires routing number.

Check out account info for Bank of America routing number

4. Contact Your Bank to Find Your Routing Number

If none of the options described above were successful for you.

In that case, you might still obtain your bank account’s routing number the old-fashioned way by getting in touch with Bank of America customer service and giving them the necessary details to assist you. 

To do so call Bank of America at 844-375-7028, complete the verification steps, and then inquire about your routing number.

The representative will help you with the routing number once you provide them with the necessary details to verify your account ownership.

5. Search On Fedwire

And lastly, you can do a Routing Number lookup on the Federal Reserve website directory and double-check for accuracy.

Routing Number for Bank of America: FAQs

1. Which Routing Number Do I Use for Bank of America?

Bank of America has different routing numbers for different states. You can quickly find your routing number by signing into your BOFA account via the Bank of America website or mobile application

2. Why are there 2 Routing Numbers for Bank of America?

There are two routing numbers one for electronic and the other for paper transactions. Some states employ a different routing number for paper services like ordering checks. These states are Illinois, Chicago Metro, Missouri West/Kansas City, and South Texas.

3. Which bank of America routing number to use for the tax returns?

The Paper and Electronic routing number is used for filing the tax returns, as per the Intuit Community.

4. Does Bank of America have the same Routing Number?

Since Bank of America is a banking conglomerate and has numerous locations and branches across the United States of America, it doesn’t have the same routing number for all its transactions. In fact, the routing numbers vary in every state.

5. Why does bank of America have different routing numbers?

Bank of America has different routing numbers as this would make the transactions faster and eliminate any confusion. Different routing numbers for different states will help Bank of America identify the transaction and how it should process it successfully.

6. What bank routing number is 026009593?

026009593 is the routing transit number for domestic wire transfers within the United States.

7. Is the ACH Routing Number the same as the wire routing number?

The ACH and wire transfer routing numbers are different in the case of Bank of America. For all domestic transactions, the wire transfer routing number is 026009593. But each state has a unique ACH routing number.

8. What routing number should I use for direct deposit?

The Paper and Electronic routing number, which is also used for filing Tax Returns and ACH transfers, is also used for direct deposits. 

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