As a Golden 1 Credit Union account holder, your Golden 1 routing number is a prerequisite for any financial activity. This includes transferring or receiving money from another bank, or even setting up your direct deposit.
Realizing the importance of your Golden 1 routing number, we’ve decided to include a guide on how to locate it.
Join me in this post for detailed information on the routing number for this financial institution.
What Is Golden 1 Routing Number?
The Golden 1 Credit Union Routing Number is 321175261.
This is the transit number that applies to many branches of the credit union. This means that you can use this number for both ACH transfers and setting up direct deposits.
Meanwhile, there’s an exception. There are four Golden 1 branches in California State, so you might need a different branch-specific routing number.
The table below explains further the branches and their specific routing number.
|Routing Number||Branch (CA)|
|321076289||2298 Lombard St., San Francisco|
|321178022||8379 Church St., Gilroy|
|321175753||1273 N. Davis Rd., Salinas|
|321076289||1328 W. Hillsdale Blvd., San Mateo|
Please, do well to confirm your branch’s routing number before making use of it, to avoid any altercation.
Is Golden 1 a Bank or Credit Union?
Golden 1 is a Credit Union and not a bank.
It’s headquartered in Sacramento, California, and has over 70 branches throughout the US. Golden 1 offers its members a full range of financial services, including savings and checking accounts, loans, and credit cards.
Golden 1 is a non-profit financial institution owned by its members. Unlike banks, credit unions are non-profit organizations that exist to serve their members. Credit unions offer the same services as banks, but they are usually much smaller.
Golden 1 is one of the largest credit unions in California with over a million members. Golden 1 has a 5-star rating from BauerFinancial, which is the highest possible rating.
Golden Routing Numbers for Wire Transfers
The Wire routing number for Golden 1 is 321175261.
This is the set of numbers that you can use for any of your Golden 1 transaction which involves Wire Transfers.
This 9-number transit code applies in many branches of the Credit but can only change in some branches such as the ones mentioned earlier in this post.
Performing a wire transfer with this number is easy, as you have to just provide some of the receiver’s details. Some of these details include.
- Receiver’s full name and address (as seen in their bank details).
- Account number.
- Financial institution (Bank or Credit Union)
- Institution address and routing number.
- Purpose of wire transfer.
Golden 1 Routing Number for ACH Transfers
The Golden 1 Routing Number for ACH Transfers is also 321175261.
ACH which stands for Automated Clearing House is an inland or local transfer. Some of its major transactions include tax funds, Payroll, and Retirement benefits.
And if you’re a subscriber at Golden 1, you’ll need the above routing number to initiate and complete this transaction.
Golden 1 Swift Code
The Golden 1 Credit Union does not have a Swift Code.
This is partly because it is not required before any form of transaction with the financial institution is done. Also, the credit union is not part of IBAN, because it is not a bank.
However, in the wake of any form of International wire transfer, you can use the Swift code of the Intermediary bank to receive the funds.
Alternatively, you can use the official address of the Golden 1 Credit Union as the recipient information.
How to Locate Your Golden 1 Routing Number?
If you are looking for how to find the Golden 1 routing number, then you should pay great attention to this section of the post.
Below are some of the easiest and most common ways through which you can locate your Golden 1 Routing number.
1) How Do I Find My Routing Number on the Golden 1 App?
You cannot find your routing number on the Golden 1 app!
2) Where to Find a Golden Routing Number on a Check?
Finding your routing number via your checkbook is the easiest way to get it. You can locate your Golden 1 routing number on the bottom left corner of your check.
It is located to the left of your account number.
3) How to Find Your Golden Routing Number Online?
You can find your Golden 1 account number and routing number on the official website of the Credit Union in two ways:
3a) Without Logging Into Their Website
- All you have to do is to launch a browser on your mobile or PC and visit their website www.golden1.com.
- Next, scroll down to the footer section (bottom of the page), just below the navigation header titled “Important Information”, you can notice the routing number listed at the end.
3b) Online Banking – Logging Into Their Website
- You can find your routing number in Online Banking by signing in to Online Banking On the Accounts page and clicking on the desired account.
- On the Account Details page, click on “Account Information”, this will open a pop-up window that will display the full account number and the routing number of the account.
4) Look up on Fedwire
Alternatively, you can visit the Federal Reserve website to locate your routing number.
What Is a Routing Number?
The routing number, also known as the transit number or ABA, is a unique nine-digit number used in the United States to identify a specific financial institution.
This set of numbers is commonly found in the bottom-left corner of your check, next to your account number.
The ABA (American Bankers Association) created this set of numbers to ensure that your electronic transfer or funds, including paper checks, are processed smoothly.
While a few banks operate with one routing number all over their branches, most banks have over one routing number for their branches. This depends on its size and the number of states in which it services.
What Is Golden 1 Routing Number Used For?
The Golden 1 Routing number is used for sending and receiving money into your Golden 1 account. It is primarily important for local transfers and payments but can be used for international transactions too.
Similarly, the routing number is used to validate your membership as a customer of the Credit Union. Other functions include.
- Setting up a direct deposit for your Golden 1 account.
- Pay in check.
- Receive payments such as pension and salaries into your Golden 1 account.
- Do automatic payments or billings
Golden 1 Credit Union Customer Service Contact
If you have issues with your account or you wish to complain because of any problem, you can reach the Golden 1 Credit Union customer service contact on the following phone lines.
+1 (877) 465-3361 OR +1 (877) GOLDEN 1
These contacts are available from Monday to Friday, from 7:30 a.m to 6:00 a.m. It is also open for business between Saturday and Sunday, from 9:00a.m to 5:00 a.m.
Alternatively, if you are calling internationally, you can reach them at +1 (916) 732-2900.
Golden 1 Routing Numbers: FAQs
1) Do All Golden 1 Accounts Have the Same Routing Number?
The Golden 1 routing number is the same for all branches except for 4 in the state of California. Namely, San Francisco, Gilroy, Salinas, and San Mateo. Hence, if you have an account with one of these branches, your routing number may be different from the main one – 321175261.
2) Does Golden One Have a Swift Code?
No, Golden 1 does not have a Swift Code. Instead, you can use send the help of an intermediary bank to perform international wire transfers.
3) Where to Find Golden 1 Routing Number?
You can easily find the Golden 1 routing on the bottom left corner of your check or in the footer area of their official website.
4) Which Golden Routing Number Should You Use?
You should use the 321175261 routing number, for any transactions. This is the main and official ABA number of the Golden 1 Credit Union.
5) Can Routing Numbers for Golden Change?
No, the routing numbers for Golden 1 cannot change. However, you’ll be having a different routing number if you registered your account in any of the four exceptional branches with different routing numbers.
You Might Be Interested In:
Hey there, welcome to my blog!
I’m Swati, a mom, a personal finance enthusiast, and the owner of TheBlissfulBudget. My work has been featured in major publications including Fox 10, Credit Cards, Cheapism, How to Fire, Databox & Referral Rock.
I help busy budgeters like you save and make money by utilizing simple yet effective methods that can create wonders.
My Mantra: You are entitled to live the life you desire, and financial bliss should be simple to obtain–check out my blog for helpful tips on acquiring wealth easily.