Bank Of America Routing Number [List by State 2023]

Determining the correct Bank of America routing number can be a challenge since they differ by state and transaction type. However, by knowing a few key pieces of information, you can easily find the right number.

This guide lists Bank Of America routing numbers by State. Plus, teaches you ways on how to find your Bank Of America routing number along with information on what a routing number does and why you need to know it.

So, whether you’re sending or receiving an ACH transfer, making a domestic wire transfer, or ordering new checks, you’ll never have to worry about picking the wrong routing number again.

Read on and make sure your transactions are always routed correctly.

Bank of America Routing Numbers List by State

Branch Location	ABA Routing Number	PostalAbbr.	FIPSCode
Alabama	51000017	AL	1
Alaska	51000017	AK	2
Arizona	122101706	AZ	4
Arkansas	82000073	AR	5
California	121000358	CA	6
Colorado	123103716	CO	8
Connecticut	11900254	CT	9
Delaware	31202084	DE	10
Florida, East	63100277	FL	12
Florida, West	63100277	FL	12
Georgia	61000052	GA	13
Hawaii	51000017	HI	15
Idaho	123103716	ID	16
Illinois, South	81904808	IL	17
Illinois, North	71000505	IL	17
Illinois, Chicago Metro	81904808	IL	17
Indiana	71214579	IN	18
Iowa	73000176	IA	19
Kansas	101100045	KS	20
Kentucky	51000017	KY	21
Louisiana	51000017	LA	22
Maine	11200365	ME	23
Maryland	52001633	MD	24
Massachusetts	11000138	MA	25
Michigan	72000805	MI	26
Minnesota	71214579	MN	27
Mississippi	51000017	MS	28
Missouri East/St. Louis	81000032	MO	29
Missouri West/Kansas City	81000032	MO	29
Montana	51000017	MT	30
Nebraska	51000017	NE	31
Nevada	122400724	NV	32
New Hampshire	11400495	NH	33
New Jersey	21200339	NJ	34
New Mexico	107000327	NM	35
New York	21000322	NY	36
North Carolina	53000196	NC	37
North Dakota	51000017	ND	38
Ohio	71214579	OH	39
Oklahoma	103000017	OK	40
Oregon	323070380	OR	41
Pennsylvania	31202084	PA	42
Rhode Island	11500010	RI	44
South Carolina	53904483	SC	45
South Dakota	51000017	SD	46
Tennessee	64000020	TN	47
Texas, North	111000025	TX	48
Texas, South(paper)	113000023	TX	48
Texas, South	111000025	TX	48
Utah	123103716	UT	49
Vermont	51000017	VT	50
Virginia	51000017	VA	51
Washington	125000024	WA	78
Washington, D.C.	54001204	WA	53
West Virginia	51000017	WV	54
Wisconsin	51000017	WI	55
Wyoming	51000017	WY	56

Wire Routing Number for Bank of America

For domestic wire transfers through Bank of America, you will need to utilize a different number known as the Bank of America wire routing transit number.

The routing transit number for domestic wire transfers within the United States for Bank Of America is 026009593.

And, if you wish to send a domestic wire transfer, you will need to submit the following information:

• Name and address of the recipient (as per their account). 
• Number and routing transit number of the recipient’s bank account.

Bank of America SWIFT Code for International Wire Transfers

The SWIFT Code is a unique identification code that may be required by some banks, broker-dealers, and investment managers for the completion of international wire transfers.

Bank of America also has a SWIFT code for international transfers. 

For international transfers, the routing number is changed into a Bank of America SWIFT code: BOFAUS3N

Bank Name	Bank of America, NA
Bank Address	222 BroadwayNew York, New York 10038(Regardless of where your account is located)
BNF/Field 4200Beneficiary acct. #	Your complete Bank of America account number including leading zeros
Beneficiary account name and address	The name and address of your account as it appears on your statement

The SWIFT code and matching address for transfers received in foreign currency are BOFAUS6S:

Bank Name	Bank of America, NA
Bank Address	555 California StSan Francisco, CA 94104(Regardless of where your account is located)
BNF/Field 4200Beneficiary acct. #	Your complete Bank of America account number including leading zeros
Beneficiary account name and address	The name and address of your account as it appears on your statement

When transferring or receiving an overseas wire transfer, additional information is frequently requested. These are some of the details that are frequently asked when you’re making an international wire transfer.

• Full name of the recipient (as per their account information)
• The name, address, and country of the recipient’s bank
• The routing number of the recipient’s bank
• The account number of the recipient
• SWIFT, IBAN, or National Identification Number of their bank.
• Reasons for the money transfer

Several countries would also need more information to be able to do international wire transfers.

Depending on the area, you may need an International Payments System Routing Code (IRC), an International Bank Account Number (IBAN), an Indian Financial Services Code (IFSC), or a CLABE Account Number. 

What Is a Routing Number?

A Routing Number also known as Routing Transit Numbers (RTN) or American Bankers Association (ABA) number, is a unique nine-digit code that allows your bank or credit union to be identified in a financial transaction.

It is used for everything from paper checks to automatic and online wire payments, domestically and globally.

Small banks typically have only one routing number, but significant international banks like the Bank of America have numerous, usually depending on where the account is held.

What are Routing Numbers Used for?

Routing numbers are necessary because the Automated Clearing House (ACH) network and the US Federal Reserve Banks utilize them to handle electronic transfers (also known as Fedwire transfers) like:

• Direct deposit of your paycheck to your Bank Of America account,
• Automatic payments (like your car loan or mortgage) from your Bank Of America account,
• Check payments,
• Bill Payments,
• Wire transfers or ACH payments to someone in the US, etc.

How To Find Your Bank of America Routing Number?

Your Bank of America check is the optimal place to find your routing number.

A routing Number is the first nine numbers located in the bottom left corner of a long string of numbers on your check.

This string of numbers, known as the magnetic ink character recognition lines, comprises your routing number, account number, and check number, listed in that order. In the following few paragraphs, we’ll discuss finding the routing number on a check.

If you don’t have a check, your routing number can be found in the following methods:

1. Your Bank Of America check
2. Your Bank’s account statement
3. Your Bank’s website or mobile application
4. By calling the customer support number for your bank,
5. Routing number lookup on Federal Reserve Bank

Keep in mind that routing numbers sometimes change. The number associated with your account may change if a financial institution closes branches, changes how it does operations, or changes the function of a routing number.

Before utilizing your routing number, double-check it with your bank to prevent providing a false one.

As discussed earlier, every bank has a routing number, while larger banks may have multiples. Your routing number may change depending on where you started your account, the sort of transaction you’re performing, and the bank’s different routing numbers.

1. Finding your Bank of America Routing Number By State

The location of the bank where your account was first opened is linked to your Bank of America routing number. Even if you bank at another Bank of America location, the bank where you created your account is what matters.

We have already listed the routing numbers associated with all the states above. Most of which may be used for automatic payments, direct deposits, ACH transfers, and check orders.

The states that employ different routing numbers for paper services like ordering checks are Illinois, Chicago Metro, Missouri West/Kansas City, and South Texas. 

2. Finding Your Routing Number On Your Check

Locating Your Routing Number on a Check is quite easy!

If you own a checkbook, your routing number can be found at the bottom-left corner of the check. While the account number is the set of numbers to the right of the routing number (composed of 7 to 16 digits).

The routing number and account number are used together to process checks and electronic payments.

The routing number may be found at the bottom left corner of a Bank of America check, as shown in the image below.

Locating Your Routing Number on a Check might not be an optimal option every time as many individuals don’t have checks with them when they want to transfer money.

3a. Find Your Routing Number In Your Online Account

Not everyone always has a checkbook with them. Finding your Bank of America routing number might be tedious and time-consuming if you are not carrying a check and must search online for the exact routing number for a wire transfer. 

Many people also wonder how to find Bank of America routing number online as it is not easy to find accurate information when there are many states and transfer methods involved. 

In such circumstances, signing into your account via the Bank of America website or mobile application can be helpful. This can save us time and help us complete transactions faster.

Here’s how to get your routing number from the Bank of America website and use it to make a transaction without the need to log into your account:

• Visit BankofAmerica.com and locate the search bar in the upper right corner.
• Enter the words “routing number” and press enter.
• A window should open with the routing numbers inside a blue area.
• If you’ve already given Bank of America your zip code, you’ll see a range of routing numbers based on which branch holds your account.
• If you haven’t already, enter your zip code, and a list of routing numbers will appear.
• If you are viewing the incorrect list or if you have a separate account in several states, you have the choice to change your state.

3b. How to Find Routing Number from the Bank of America App? 

Here are the steps you need to follow to find your routing numbers from the Bank of America Application.

Step 1: Open the Bank of America Mobile Banking application. Log in to the application using your Bank of America credentials.

Step 2: Choose your checking or savings account from the Accounts Overview by tapping it.

Step 3: Account Info is located at the bottom of the page if you scroll down. Tap View to see your entire account number and select the routing number you want to use.

To order checks, set direct deposits, and make outgoing payments to other banking institutions, use the Paper & Electronic routing number. For all inbound wire transactions, use the Wires routing number.

4. Contact Your Bank to Find Your Routing Number

If none of the options described above were successful for you.

In that case, you might still obtain your bank account’s routing number the old-fashioned way by getting in touch with Bank of America customer service and giving them the necessary details to assist you. 

To do so call Bank of America at 844-375-7028, complete the verification steps, and then inquire about your routing number.

The representative will help you with the routing number once you provide them with the necessary details to verify your account ownership.

5. Search On Fedwire

And lastly, you can do a Routing Number lookup on the Federal Reserve website directory and double-check for accuracy.

Routing Number for Bank of America: FAQs

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