BMO Harris Routing Number and Swift Code [2023]

Looking to make a transaction and want to know the routing number for BMO Harris bank? We’ve got you covered!

In this article, we’ll talk about how to find your BMO Harris routing number for wire transfers, ACH transfers, and other types of money transfers to ensure your money always arrives safely.

So, without any further ado, let’s get started!

BMO Harris Routing Number

The routing number for BMO Harris Bank is 071025661.

Some banks, particularly bigger ones like Wells Fargo, Bank of America, and Citibank, use multiple routing numbers for different states. BMO Harris, on the other hand, has a single routing number that serves all its locations.

Yes, the routing number for BMO Harris bank is the same for all the transactions and all the states except for International SWIFT Transfers.

NOTE: It will remain the same irrespective of whether you created your account or where you moved to.

BMO Harris Routing Numbers for Wire Transfers

Type of Wire Transfer	BMO Harris Routing Number
Domestic Wire Transfer	071025661
International Wire Transfer to BMO Harris account in the USA	071025661
International Wire Transfers (outside the US)	HATRUS44XXX

BMO Harris SWIFT code for International Wire Transfers

The SWIFT Code of BMO Harris for international transfers is HATRUS44XXX.

Swift code (8 characters)	HATRUS44
Branch name	BMO HARRIS BANK N.A.
Branch address	111 WEST MONROE STREET
Branch code	XXX
Bank name	BMO HARRIS BANK N.A.
City	CHICAGO
Country	United States

Here’s a breakdown of the BMO Harris Swift code:

HATR	Bank code	4 letters represent the bank. Usually, it looks to be the name of that bank shortened.
US	Country code	2 letters identify the country where the bank is located.
44	Location code	2 alphanumeric or numeric characters. It details the location of the bank’s headquarters.
XXX	Branch code	3 digits that identify a certain branch. The bank’s headquarters are represented by ‘XXX’.

Additional details are frequently needed when sending or accepting an overseas wire transfer. This is some of the most usual information you should have for an international wire transfer.

• The full name of the recipient
• The bank’s name, address, and country, as well as the recipient’s
• The recipient’s bank’s routing number
• The recipient’s account number
• SWIFT, IBAN, or the bank’s National Identification Number.
• Reasons for the transfer of funds

BMO Harris Routing Number for ACH Transfers

To initiate an ACH transfer to any BMO Harris account, the ACH routing number must be included.

The Routing Number to carry out an ACH Transfer to any BMO Harris Account is 071025661.

It’s important to know that you can only use this routing number to send ACH transfers within the United States. 

What Is a Routing Number?

A routing number, also known as a routing transit number, is a unique nine-digit code used to identify the financial institution involved in the transaction as well as the place where your account was first opened.

When making an online or telephone payment, you will often be asked for your checking account routing number.

There are various parts that make up the nine digits of your routing number:

The first four digits are the “Federal Reserve routing number“; the next four are the “American Bankers Association (ABA) routing number“, and the final digit is the “check digit.”

Through a unique algorithm, a “check digit” is employed to confirm the routing number. This can help to guarantee both its validity and accuracy.

What are Routing Numbers Used for?

You may be wondering what a routing number is related to you and why it’s significant, but a routing number is utilized for a variety of day-to-day financial activities like:

• Direct deposit of your paycheck to your BMO Harris account,
• Automatic payments (like your car loan or mortgage) from your BMO Harris account,
• Paying in a check,
• Bill Payments,
• Wire transfers or ACH payments to someone in the US, etc.

In short, routing number is a critical part of the banking process and if you want to ensure that your money is going where it needs to go (and coming from where it needs to come), you need to have the right routing number for your bank.

How to Find your BMO Harris Routing Number?

Are you wondering where to find routing number for BMO Harris Bank? Your routing number may be found using one of the following methods:

1. Using your BMO Harris bank-issued checks or account statements
2. Your BMO Harris bank’s online banking portal or mobile app
3. Using the Federal Reserve Bank’s routing number lookup service
4. You can also call BMO Harris’s customer service line to find out your routing number.

Amongst all, the easiest way to find the routing number for BMO Harris bank is to check your checkbook. Look for the 9-digit number in the bottom left-hand corner of a check to locate your routing number.

1. Finding your BMO Harris Routing Number on Your Check

You may find your routing number on the bottom left of all your BMO Harris Bank-issued Checks.

The routing number, your unique account number, and the check number are generally the three sets of numbers on a check. The routing number is typically the same for all BMO Harris customers.

Here is an image of a BMO Harris check with a routing number.

2. How to Find Routing Number from BMO Harris app?

What if you don’t have a checkbook on hand?

You could use your BMO online banking service or app instead to search for one. Here is how you can do it:

• Open your BMO online banking portal or application
• Log in to your account
• At the top of the homepage of the website, select the “My Accounts” tab.
• Choose the account you need your routing number for from the list on the left side of the page.
• In the blue box at the top of the screen, you can see your routing number, branch number, and institution number.
• You can also get a PDF of a voided check containing your routing number and bank details by clicking on the “void check” link.

3. Contact BMO Harris to Find your Routing Number

If anything in this doesn’t work out, call BMO Harris customer service and ask them for your routing number to find out your routing number.

Keep your account number and bank information handy when you call, because they will know your account number and may ask you a few questions to verify you are their customer first.

• If you’re calling from within the United States, you can use the number 1-888-340-2265 to get general information on banking services.
• Dial 1-847-238-2265 for calls from outside the United States.
• The BMO Harris Bank is open from 7 a.m. to 10 p.m. CT Monday through Friday and from 8 a.m. to 8 p.m. CT on Saturdays and Sundays.
• For accessible banking, BMO Harris takes calls through (TRS). Customers can call 711 to connect.

4. Search Fedwire to Find your Routing Number

The Federal Reserve’s official website can help you look up your routing number quickly and easily.

What is the Routing Number for BMO Canada?

There is a list of routing numbers for BMO Canada, unlike BMO Harris, as BMO Canada is widespread in Canada.

Here’s a list of all the routing numbers used for BMO Canada bank accounts.

Routing number	Transit number (MICR)	Branch	Address	City	State
126829	26829-001	101 Crowfoot Way NW	101 Crowfoot Way NW	Calgary	AB
105229	05229-001	Centre 50	9821-50th Street	Edmonton	AB
108070	08070-001	Willowbrook	#9-6233 200th Street	Langley	BC
127390	27390-001	6088 No. 3 Road	6088 No. 3 Road	Richmond	BC
126027	26027-001	Inkster Blvd at Main St	1468 Main St.	Winnipeg	MB
102333	02333-001	6980 Mumford Rd.	6980 Mumford Rd.	Halifax	NS
130532	30532-001	Cambridge Main	44 Main Street	Cambridge	ON
129162	29162-001	42 Bath Rd.	42 Bath Rd.	Kingston	ON
130532	30532-001	101 Crowfoot Way NW	101 Crowfoot Way NW	Calgary	AB
138582	38582-001	BMO Financial Group Centre	6605 Hurontario St., Unit 100	Mississauga	ON
139142	39142-001	Support Services	234 Simcoe Street	Toronto	ON
102541	02541-001	2140	Boul. Lapiniere	Brossard	QC
121211	21211-001	7275 rue Sherbrooke Est.	7275 rue Sherbrooke Est.	Montreal	QC

BMO Harris Routing Numbers: FAQs

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