I Need 100 Dollars Now? [20 Epic Ways!]

Are you saying I need 100 dollars now? You are in good company- I can think of a gazillion things I would do if I could get $100 now!

Luckily for all of us, there are plenty of opportunities and ideas we can utilize to make a quick 100 and while some of them will require you to put in some work, others are as easy as ABC.

Further, depending on your circumstances and how long you can wait, you may get the extra 100 bucks instantly or have to wait a day or longer.

So, what is it that you need to sort out with 100 dollars fast cash? A debt, a family emergency, a present for a loved one, something to fix in your home? Regardless of your situation or timeline, I have got your back.

Additionally, whether you need to earn, borrow, or get it for free, this post outlines many ideas that you can take advantage of.

Let’s get started!

I Need 100 Dollars Now for Free

I need 100 dollars now

You can borrow $100 from someone or you can save yourself the trouble and get it for free elsewhere. Below are ways to get 100 dollars free.

a) Earn $100 Instantly from Free Stocks

Investment and trading apps earn you free money by rewarding you with free stocks. The criteria for giving you free stocks may vary from one app to another.

For some, all you need is to sign up while others will require further action like depositing a minimum balance and trading.

Webull, for example, is available both as a desktop site and a mobile app.

When you sign up for a new account with Webull, you get 2 free fractional shares valued at $3-$300 each.

When you fund it with any amount, you stand to get 4-10 free fractional shares each valued at $7-$3000. Further, you can earn $3-$3000 worth of free stocks in referral bonuses.

Other popular investment platforms that can you more than 100 bucks in free stocks include Moomoo, Robinhood, Public, and SoFi.

b) Use Mobile Banking Apps

Mobile banking is said to be a bank in your pocket or purse due to its many benefits including 24/7 access, real-time tracking of your finances, and easier control of your funds. You can receive payments, pay, save, and invest with just a few swipes.

If you are saying I need a hundred dollars now, there are banking apps that can help you earn this in the form of sign-up bonuses, cashback, and referral bonuses when you meet certain terms. Albert is a good example!

When you join Albert you earn a sign-up bonus of $15o dollars. To qualify for the bonus, you need to receive a direct deposit of $500 minimum within 45 days of signing up and every 30 days for 90 days consecutively.

Within the same period, you need to spend $2oo minimum every 30 days on qualifying goods and services using the Albert debit card.

You also get rewards in cash back when you use the debit card for payments and another $150 cash reward for every qualifying referral.

Check out the requirements for free sign-up bonuses of up to $200 for opening a Discover Credit Card, Chase Total Checking, and Rewards Checking Account.

Guaranteed $100 Loan: I Need a 100 dollars Loan Now

There are several circumstances in which you would be guaranteed a $100 loan especially if you are saying I need 100 dollars by tomorrow. Below are a few ways to get that loan.

a) Get an Auto Equity Loan

This is just a fancy way of saying take a loan against your car. Did you know that you can still borrow against your car even if you haven’t cleared your car loan?

The amount of loan you can access depends on the equity you have in your car. For example, if your car is worth $15000 and you still owe $5000 on it, you have $10,000 worth of equity.

This means that you can get a loan of more than $100 bucks and a longer repayment period compared to payday loans.

Since you use your car as collateral, you can lose it should you fail to repay your loan. Examples of car loan providers include OAS FCU, TruChoice Federal Credit Union, Autopay, and MyAutoloan.

b) Pawn your Stuff

Do you have something that you can secure at a pawn shop? Pawn shops are one of the easiest ways to get $100 now.

However, the item you pawn off has to be of a considerably higher value than $100 as pawn shops typically only give a fraction of the value of the item.

Also, they keep the item until you can pay the debt failure to which you stand to lose it. The interest you pay for pawn shop loans is high and can vary from one shop to another.

The easiest way to find a pawn shop is to search for ‘pawn shops near me’ and to explore the list before settling on one that suits appeals to you.

How to Get 100 Dollars Now with Bad Credit?

Bad credit impacts your ability to access favorable financing in that you will likely not get as much as you would want and even when you do, you may end up attracting higher interest rates.

Nevertheless, if you need 100 fast, you can get it regardless of bad credit using the ways below:

a) Take a Pay Day Loan

Payday loans are convenient when you are in need of quick cash as long as you are at least 18 years old and have proof of income and a valid ID.

Most lenders will give you this type of loan without a credit check.

Still, it is advisable to only take an amount of money that you can pay within the stipulated time, usually up to 30 days.

It is worth mentioning that payday loans attract a very high interest – 300% and above – and very high fees for late payments as well. Further, payday loans are legal in some states and outlawed in others.

They are also regulated at the state level so you want to check with your state laws before signing up.

WeLoans, iPayaday Loans, and CocoLoan are just a few of the numerous online platforms where you can get a payday loan

b) Get a Credit Card Cash Advance

You can get a cash advance based on your credit card limit. Typically you can get 20-30% of the available limit with some cards allowing up to 50% cash advance.

Notably, cash advances attract other expenses in terms of an interest rate higher than the normal credit card use, a flat cash advance fee, as well as an ATM or bank fee depending on how you choose to access the cash.

Further, there’s no grace period with a credit cash advance so you will be charged interest starting from the day you get your advance.

Check with your credit card Issuer to see if they provide cash advance.

Where Can I Borrow $100 Instantly? Get 100 Dollars Instantly!

There are times when getting 100 bucks right now means more than waiting a few days to get more. If you find yourself in such a situation, I have pointed you to a few places to look below:

a) Using Instant Loans Apps

Most instant loan apps will let you borrow $50-$100 or more within minutes after approval.

They work more or less like payday loans or cash advance lenders since most of them will expect you to pay or even automatically deduct the loan amount from your next paycheck.

In addition to giving you instant loans, these apps also come with additional features to help you manage your finances by providing financial tips and helping you budget and keep track of your expenses.

Also, with some loan apps such as Heart Paydays and Viva Payday Loans, you can even get installment loans which increase your repayment period and is easier on your paycheck.

Other popular instant loan apps in the US include Earnin, Brigit, Dave, and Empower.

b) Take a Pay Day Alternative Loan

Are you a member of a Credit Union? Credit unions that are registered with National Credit Union Administration can offer Pay Day Alternative loans.

A Pay Day Alternative Loan simply referred to as a PAL, is a lower-cost loan. These types of loans allow a longer repayment period, usually 1-12 months, compared to normal Payday loans.

To qualify for a PAL, you have to be a member of the credit union that offers the loan.

I Need 100 Dollars In an Hour Online

There are many jobs and opportunities to make 100 dollars an hour.

While you may be lucky to land 100 bucks in an hour without breaking a sweat in certain instances, most other opportunities require both skill, effort, and a certain level of patience to earn that much within an hour.

Below are ideas to earn you $100 per hour online.

a) Become a Freelance Writer

There is no defined salary for a freelance writer.

This means that you can start as a beginner making less than $100 then gradually polish your skills, earn the trust of your clients and set your rates to $100 or more per hour.

Specializing in a niche also sets you up as an expert and gives you a competitive edge against generalist writers.

Freelance writers can charge an hourly rate or a fixed rate based on the word count or the particulars of the article.

Even with a word-count-based rate of say, $0.1 per word, a speedy writer can easily make $100 within the hour by writing 1000 words.

You can search for freelance writing gigs online or cold-pitch potential clients.

To begin the journey and gain experience, you can join and look for clients on Freelancing platforms like Contena, Textbroker, Upwork, and Freelance Writing.

b) Coach Online

Have you learned how to do at least one thing from online content? If your answer is yes, then you are just one among the masses of people that have preferred the internet over traditional in-person learning.

You too could benefit many through offering online coaching services if you have valuable knowledge and experience in a particular subject.

Popular subjects include life coaching, relationship coaching, business coaching, and health and wellness coaching.

Nevertheless, nothing stops you from coaching that unique subject that you are so good at, as long as you can sell the idea to prospective clients.

As soon as you learn the fundamentals of how to start an online coaching business, you can go for it.

And yes, with good marketing, a few happy clients to start with, and a little patience, you should be able to charge $100 or more per hour.

I Need to Make 100 Today: Here’s What to Do!

Do you have a free day ahead of you and you don’t want to let it go to waste? You might just become somebody’s solution in the following ways:

a) Do Simple Tasks for a Price

There are many people in your neighborhood and locality that are too busy to do chores like mowing the lawn, gardening, picking groceries, cleaning the house, painting walls, rearranging the house, or picking up dog waste in the yard.

Some of them need help as soon as today- you can even start with family, friends, and neighbors. If you can’t find clients physically, you can link up with so many others on sites like TaskRabbit and Thumbtack.

You can negotiate your rate depending on the nature and complexity of the task.

b) Become a Sitter

Are you a natural at caring for kids and have some experience to go with it? There are plenty of jobs for someone like you on sites like UrbanSitter and Care.com, Babysits, and Bambino.

ZipRecruiter puts the average hourly wage of babysitters at $23 an hour but the figure can go beyond $80 per hour depending on location and individual circumstances.

On most sites, you will be required to fill out a profile and consent to a background check.

Some of them will also come with extra requirements, for example, a recommendation from a community member on Bambino so be sure to check out each site thoroughly.

It is an added advantage if you have experience with conditions such as ADHD, diabetes, epilepsy, autism, and more. Once you have been approved, you can find jobs, set your own schedule, and you are good to go.

How to Make 100 Dollars Without a Job?

So you want to make 100 dollars, yet don’t like the idea of taking on another job? Not to worry – here’s what you can do:

a) Participate In Online Surveys

When companies and brands need opinions from consumers to help them create new products and services as well as improve the existing ones, they are willing to pay for it.

Thanks to the internet, they are able to reach more people than they would in person and this is where you come in.

You can do online surveys during your lunch break, on the subway, or when you are relaxing outdoors and making some money while at it.

Below are the most popular and best-paying survey sites:

1. Survey Junkie

With an A+ rating on BBB and an 8.6 out of 10 rating on Trust Pilot, Survey Junkie is one of the best survey platforms to make money.

Depending on how extensive the survey is, you can earn anything from just below $1 to $50 per survey.

Start taking paid surveys with Survey Junkie!

2. Life Points

The site boasts 4.3 out of 5 stars on Trust Pilot.

When you take surveys on Life Points, you earn Life Points, which you can then redeem for gift cards, cash rewards, or gift cards. The urgency and the length of the survey determine the number of points you earn.

Typically, surveys take between 10-20 minutes and each indicates the number of points you will earn before you start.

Be also on the lookout for weekly bonus LPs as well as occasional special prizes that include TVs, phones, and tablets.

3. Inbox Dollars

Inbox Dollars is rated 4 out of 5 on Trust Pilot. The site rewards you with real cash for taking surveys as well as playing games, reading emails, shopping, and watching videos.

Each survey earns you between $0.5- $20 dollars at takes 3-25 minutes to complete. When you sign up, you get a $5 bonus.

4. Branded Surveys

When you sign up to take surveys on Branded Surveys, the site matches you with specific surveys based on the information you provide about yourself.

You earn 50-500 points for each survey which you can start redeeming at 500 points for $5 cash or gift cards. The site boasts a 4.3 out of 5 rating on Trust Pilot.

b) Use Bill Negotiation Apps to Lower your Monthly Expenditure

Sometimes, you don’t even need to earn more money to get 100 dollars free!

What if you could cut unnecessary spending from your usual bills? And no, I am not talking about frugality; I am talking about things like canceling unnecessary recurring subscriptions, negotiating for better rates, keeping track of your debt, and automated saving.

Apps like Truebill, Chime, Trim, and Bill Shark are said to help you save up to 30% of your monthly expenditure, especially on utility bills and subscriptions.

Emergency $100

Emergencies can be anything from bereavement costs and hospital bills not covered by insurance to a car breakdown and damaged plumbing.

In such situations, you need a faster financial response. Here’s what you can try:

a) Get a Salary Advance

Not every employer provides salary or payroll advances to employees. If you are lucky to have one that does, you can use the opportunity to get out of a financial emergency.

Still, you want to check out your employer’s policy on this as well as check out details such as eligibility, the amount you can take, the payment plan, and whether there are fees or interest.

Salary advances typically come at no interest and when they do, it is considerably lower than taking other types of loans.

You can seek assistance from the Human Resources Department to weigh your options.

b) Borrow from Friends and Family

Borrowing is not everybody’s cup of tea but if you have a loved one that you feel you can truly count on during critical times, now might be the time to ask for that help.

Borrowing from friends and family has its own risks as it can put a strain on relationships should things not work out as expected.

To minimize this risk, ensure that you not only thoroughly explain your situation but also agree on details such as the repayment terms and a backup plan for failure to repay.

I Need $100 Dollars Now: App

With the tremendous advancement, it seems like there’s an app for everything, don’t you agree? Earning extra cash is no different!

Even better, making money using mobile apps means that you can do it literally anywhere as long as you have your smartphone with you.

Below are ways to get $100 free using apps

a) Use Cash Back Apps

One of the best ways to get free cash is to make money from buying things you would still buy anyway. This is how cashback works and given that the apps are free, there’s is no reason not to go for it.

Here’s a highlight of some of the best cashback apps:

1. Ibotta

Ibotta features hundreds of retailers from which you can buy and earn rewards in real cash or gift cards.

The app which is available for both Android and iOS devices works by scanning your receipt or being linked to the store’s loyalty card.

The percentage of the cashback that you get varies from one retailer to another and across various offers. That said, each offer comes with an attached dollar amount so you know what you are getting upfront.

When you sign up and spend $15, you get $5. From there, you can earn up to 30% cash back on various shopping offers and then cash out.

Want to continue making both online and in-store purchases and making money from them? Rakuten is your cashback app. Also, chances are that your favorite stores will be among the 3,500+ stores features on the app.

Rakuten is available for both Android and iOS users. You get a $10 welcome bonus when you sign up and spend $25.

2. Rakuten

You click a Rakuten link to activate it for online shopping and link your credit or debit card for in-store shopping.

Retailers indicate the percentage cashback they are offering with an average of 10% cashback on everything from clothing and electronics to restaurant and ride-sharing bills.

Payments are made quarterly (every 3 months) via check or PayPal.

3. Swagbucks

If you need 100 fast and have got plenty of free time on your hands, the Swagbucks app provides you with plenty of opportunities to accumulate some extra cash.

You can earn points or SB for watching promotional videos, answering surveys, shopping in certain retail stores, trying new products, and inviting friends to do the same.

100 SB is equivalent to $1 in PayPal cash or gift cards.

Right after you sign up, you get a $10 sign-up bonus and then start accumulating points.

4. Fetch Rewards

Are you tired of applying for or saving specific offers to earn cash back? Fetch Rewards gives you the opportunity to get rewarded for all your regular shopping from your favorite stores.

All you need to do is shop then submit an e-receipt or photo of your receipt and get rewards that you can redeem for gift cards and other rewards.

Every time you upload a receipt, you earn a minimum of 25 points. You will also earn an extra 1% in points when you shop from specific partner brands.

Finally, you can increase rewards by redeeming special offers and referring friends.

1000 points cash out for a $1 reward. To begin with, you can only redeem rewards worth $10, $25, or $50. From there, you can redeem as low as $3.

5. Dosh

With over 10,000 stores to shop and earn cash back from, Dosh is another popular cashback app!

Once you download the app on your Android or iOs device, you only need to link your debit or credit cards- no activation of offers is required.

The percentage of cash back earned can change depending on products and categories with some offers going up to 10% or more.

Your cash reward is automatically sent to your Dosh wallet where you can transfer it to your bank, PayPal, or Venmo, or donate it to charity after reaching a threshold of $25.

b) Make a Quick 100 with Delivery Apps

With 3-6 hours you can make $100 today delivering packages. Otherwise, you can still make the same weekly, biweekly, or monthly during your free time.

For most of these jobs, all you need is to be reliable, a good timekeeper, and possess great customer service skills.

You will also need to have a reliable car- certain platforms may need specific car requirements or allow bikes, scooters, and motorcycles – and insurance.

Below are a few examples of delivery apps to check out:

1. DoorDash

The app deals with food deliveries from local restaurants to their customers and here is where you, a dasher, come in; you pick customers’ orders and deliver.

You can choose your own time and places to deliver food using your car, scooter, or bicycle in specific cities.

With DoorDash, the base pay depends on factors such as time and distance. You can make $10-$25 per hour which includes the base rate, 100% of the tips, and promotions such as Peak Pay and Challenges.

2. Instacart

If shopping excites you, you can earn money doing it for others and delivering. The app also gives you the option of shopping without delivery. To shop and deliver with Instacart, you need to have a car.

You can then choose your own schedule and review the estimated earnings for each delivery before accepting or declining it.

You can earn between $7-$20 per hour which includes a per delivery rate plus 100% of the tips.

3. Amazon Flex

To deliver groceries and packages with the Amazon Flex app, you need to be 21 years or older and live in a city where Flex operates.

Other requirements include a valid driver’s license, a mid-sied or large vehicle, and a smartphone.

Amazon Flex delivery drivers pick packages from Amazon delivery stations and deliver them directly to customers.

They earn between $18-$25 per hour depending on location, time taken to deliver, and tips received among other factors.

Get 100 Dollars Now

If you want to earn 100 now, then you’ve to move fast. I have given some of the quickest ways to put the $100 in your hands below.

a) Sell your Stuff

How much of what fills your house do you actually need or use? You can turn all that stuff into extra bucks and even free up some space for an aesthetic touch!

It could be old textbooks, old electronics, sports gear you don’t need, outdoor equipment that’s just gathering dust, toys your children have outgrown, gifts you received but never got to use, or old clothes, shoes, and jewelry.

You can check out these best things to sell for quick cash.

You can sell electronics and tech devices on Decluttr and explore sites like CardCash for gift cards, and eCampus for college textbooks. To sell everything else, sign up on Facebook Marketplace and OfferUp.

b) Participate in a Research

No skills, no experience, just be part of focus groups, maybe use certain products, and voila!

Research, unlike the usual surveys, pays way better. On User Interviews, for example, the average participant makes over $60 per session of about 30 minutes and can go to over $400 for longer and very specific sessions.

All you need to do is sign up and then apply for the studies you think you are a good fit for.

After a review of your application, you are invited to studies that you are suited for, you choose a time that works for you, take the study then get paid.

Respondent.io is also another platform where you can earn over $100 within the hour in focus groups with payouts ranging from $100 for ordinary research and up to $500 per hour for specialty respondents.

c) Earn from Scrap

One of the quickest ways to make $100 is to sell large pieces of scrap to nearby scrap yards. Things like old washing machines, refrigerators, CPU processors, water heaters, dryers, and old cars can earn you quick cash.

Suppose you don’t have such large items. In that case, you can still gather items with some metallic content such as old electronics, toasters, phones, plumbing fixtures, wiring cords, utensils, beverage cans, decorative items, and automobile parts, and with time, collect enough to give you a good return.

Prices for scrap metal are not cast on stone so before settling on one yard, you can compare prices from several and even negotiate for a better price.

Further, waiting until you have a substantial amount of scrap can improve your negotiation edge.

How to Make 100 Dollars Online Fast

Online work has become popular by the day. With a computer or smart device and an internet connection, there’s no limit to the number of things you can get paid to do online:

a) How to make 100 Dollars Today offering Virtual Assistant (VA) Services

Virtual assistance encompasses anything and everything you can do from a remote location to help in the daily operations of an organization be it making and answering calls, setting up appointments, making travel arrangements, social media marketing, or handling other technical tasks.

Given the wide scope of the job, you may or may not need special skills to become a VA. In any case, you can turn the skills, experience, or resources you already have into a lucrative opportunity.

For instance, do you possess a set of great communication skills and are great with people? You can do well as a virtual customer service representative.

Do you literally live on social media? With a few management skills, you can manage social media accounts.

If you would rather write than talk and do meetings, then you can create content and manage website content.

Other tasks that VAs can handle include:

  • Email Management
  • Bookkeeping
  • Data Entry
  • Calendar Management
  • Transcription
  • Web Development
  • Graphic Design
  • SEO

To put it simply, you most likely have something you can offer as a VA.

According to job review sites, the average VA earns about $25 per hour so if are saying I need 100 dollars fast, you only need 4 hours or less to earn it.

Yupwork, Flexjobs, VA Networking, Remote.co, and Zirtual are some platforms where you can get VA jobs.

Also Read: How to Make a Quick $60

Earn 100 Dollars Now: FAQs

1. How to Make 100 Dollars a Day?

You can make 100 dollars a day doing simple tasks in your locality, offering virtual assistance, babysitting, freelance writing, and delivering packages.

2. How Can I Make a Quick 100 Dollars?

You can make a quick 100 dollars from free stocks on investment apps, signing up for banking apps, pawning your stuff, getting an auto equity loan, taking a payday loan, getting a credit card cash advance, and using instant loan apps.

3. How to make $100 Fast?

Ways to make $100 fast include freelance writing, coaching online, taking surveys, participating in research, and using bill negotiation apps.

4. How to Make 100 Now?

You can make 100 now by using cashback apps, selling your stuff, using investment apps, and participating in research.

I Need 100 Dollars Now: Final Thoughts

Are you saying I need 100 Dollars Now? Whether this is a regular or one-time need, there are many ideas to put to use. You can also choose to work, engage in hassle-free activities, let your money do the work for you, or cash in on free opportunities.

Now, the above list is just a place to get you started. There are so many other ways to get a quick 100 bucks. If you know of another that we haven’t covered, we are all ears!